Excerpt for How To Become A Millionaire: A Dummy Proof Step-By-Step Guide by , available in its entirety at Smashwords
  • How To Become A Millonaire

  • A Dummy Proof Step-By-Step Guide



By Anne-Marie Ronsen, PH.D.



Published by KBI Marketing at Smashwords

Copyright © 2017 (Updated December, 2017) Anne-Marie Ronsen, PH.D.

All rights reserved. No part of this book may be reproduced or utilized in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system without the expressed written consent of the Publisher.

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  • Foreword

Becoming a millionaire is for the most part a matter of mental attitude. If you're determined to become one, you will. In this book, I prepare you for this shift by contrasting the attitudes of "millionaires" with "normal individuals."


This isn't to say that all millionaires have the correct mental attitude, and all ordinary individuals don't. I'm merely utilizing millionaires and ordinary individuals as symbols for how active, prospering individuals think. Its differences in mental attitude, not makes of autos or brands of shoes. This isn't about social snobbishness. If you would like to be a millionaire, think like one.

  • Being wealthy does not have to be difficult if you have the know-how. In these hard economic times many people are satisfied by just getting by and scraping enough money together to pay the bills.





Wealth and financial freedom are a far-off dream for many people. For them, it means mansions, gated communities, a fast car, private parties or a pool. The truly wealthy have family names like Rockefeller or Morgan.

It can be easy to accumulate wealth. The thing is, not everyone knows how. The twentieth century has bought a boom of first-time millionaires, many of which do not come from family money. They make their first million by employing timeless wealth wisdom and secrets only the ultra-rich used to know. Fortunately for you, there are dozens, even hundreds of little wealth nuggets you can easily apply to your life to expand your portfolio and double, even triple your net worth.

Being smart with money and becoming wealthy is not rocket science, but for many it looks and feels like hard work. The funny thing is it, the fact of its very simplicity means that more and more people should know and be doing this.

But they are not. This is because most people do not know how to make money work for them, not the other way around. This is also because making money involves patience and restraint. Everything about our culture advocates otherwise.

But do you want to end up broke by the time you retire? Do you constantly fend off phone calls from creditors? Do you sigh and shake your head at your bank balance? No one wants to spend their life waiting for payday and watching money flutter away the moment bills come in the mail.

Becoming wealthy is not just about falling into family money, inheriting a trust fund or even having a big income. In fact, many people with huge incomes rarely are truly wealthy. Huge incomes often equal huge expenses and struggling to keep your finances in the black every month does not equal financial freedom. Investing is different from spending. Someone who has a huge house or houses and a great car may look rich but may not be.

Affluence and wealth can be hard to come by. If you are looking for secrets to getting millions or simply looking for a way to manage your money, this is it. This book will teach you the secrets of the truly wealthy and is a step-by-step guide on how to get there. You will learn everything from gaining financial freedom to basic investing and secret tips from business giants all over the world.

True financial freedom is only a step away, if you know how. Are you ready to start becoming truly wealthy? This eBook is designed to decode the Millionaire's Secrets of the super rich to help you turn your resources, whatever they may be, into true wealth. What’s even more amazing about this eBook is that it can help you whether you follow it step by step or choose a few tactics to start with.

Let’s get you onto your highway to financial freedom now!



Common Wealth Building Myths

There are some common myths that hold work at home businesses and investors from achieving success. These myths can has a powerful psychological impact on small business owners, stopping them from building wealth, and preventing them from reaching their full potential.

Money breeds Money

This may have been true pre discovery period, but it is not true in the Internet age. The myth that you need to be born into money, or attend an Ivy League school, or you’ll never know how to make real money is a difficult roadblock to overcome.

Millionaires are made every day. Most start with nothing, and use a program that failed for thousands of other business owners. Bill Gates, Ophra, and Martha Stewart all started from humble origins.

Money is Made on the Backs of the Poor

If you are afraid of going for the brass ring because you fear ruining someone else’s life, then relax. Your playbook can be moral, ethical, and built on old fashion values, and it will lead you to untold wealth. The easiest way to become rich is to create value in other people's lives.

This myth is high-grade, premium quality nonsense. There is enough money for everyone. Many ‘work at home’ programs prove this. The company may sell 10 000 programs. Just because only 100 people succeeded doesn’t mean that the program was a rip off. Those who do not succeed don't believe they can.

Remember that success starts in the mind. You need to believe that you can succeed before you will succeed.

You Must Sacrifice Family to Build Wealth

The baby boomers believed this and introduced one of the highest divorce rates in recorded history. However, their children have learned the value of balance, and the truth behind wealth. The rich and famous do not work as hard as the factory workers who run the companies that built their wealth.

This generation has coined a new phrase, ‘work hard, or work smart.’

There's a difference between working hard and working smart. Successful people learn to work smart. They learn emulate successful people and use them as models so they can avoid mistakes other people make.

You can save a lot of time, money, effort as well as some major headaches by finding a mentor, or hiring a life/success coach.

Getting your business started and running require work but you can chose to have a successful business and a family.

Rich People Cannot Live Normal Lives

Most of today’s millionaires live in suburban towns and lead normal lives. The dream of living the rich and famous life has lost its luster. More people are learning that the fantasy of wealth was more attractive than the reality.

However, you can live the good life without giving up a normal life. There is no reason why you cannot take a vacation with your family at a local camp ground on the weekend, and then attend a conference in a $2 000 outfit and $800 shoes through the week.

Don’t let the fear of being rich stop you from reaching your dreams.

Life is sweet. It will be what you decide to make it as long as you remember that no one can define who you are – unless you give them the power to.



Do You Have Any Goals For Building Wealth

The money is out there. No matter how many people tell you that we are in the midst of a starvation economy, that the market is doing this or that, and that it's too risky to “play the game,” so to speak, people are getting rich every day. That is the reality.

The trick, of course, is to become one of those people.

Yeah,” you might say. “That guy was just lucky. What are the chances of that happening to me?” Well, absolutely zero if you don't do anything about your dreams to build wealth. If you walk around thinking that you have only a snowball's chance of hitting “the big one” in the financial game, then you are right. That's because you are depending on chance.

Becoming wealthy is not about chance. Oh the guy you just read about may indeed have been lucky—but he was not “just lucky.” Because fortune favors the prepared mind, you have to lay the groundwork in order to take advantage of opportunity when it arises. You have to be able to not only recognize those opportunities, but to actually have the resources to take advantage of them.

Laying the groundwork involves having a plan for your financial future. What is your plan for building wealth?

If, like most Americans, you don't have one then, like most Americans, you will retain the status quo. But if you recognize that you, and only you, are in charge of your destiny, that is an entirely different matter.

According to Robert Kiyosaki, author of the Rich Dad series of books, you have to get a grip on your financial philosophy. You don't have a financial philosophy, you say? Sure you do, even if you don't realize it.

In his book “Cash Flow Quadrant,” Kiyosaki outlines the four philosophies as they were outlined for him by the man he calls his “rich dad.” You can recognize your own philosophy by noticing how you tend to make your money. On the left side of the quadrant, are the E's and the S's—the Employees and the Self-employed. The philosopy of the E is based around security while the philosophy of the S is based around doing his own thing. While there is nothing wrong about either philosophy, neither is likely to help you build much wealth.

On the right side of Kiyosaki's quadrant, are the B's and the I's—the Business owners and the Investors. The difference between a B and an S, Kiyosaki says, is that the B has built a system which he can rig to run itself, freeing him for other financial or personal pursuits. An S simply “owns a job,” as Kiyosaki says, and is such an integral part of the operation that he is essentially a prisoner of it. The company he has created is his “baby.” But we all know how demanding babies are, and if a business never matures into an adult that can survive without your mothering, it will eat most of your time.

The trick, then, is not to build a better product. It's to build a product better—more efficiently with regard to your own resources. Build a system, not a job. Then you will have the money that will take care of your personal needs and allow you to invest.

If you already have loads of money to work with, then you can go ahead and jump right to the I quadrant—after investing in your own education and learning how it works. Investing is risky if you jump in blind, but if you know what you're doing, it is a whole different matter.

So lay the foundation with education and then build your wealth as though you were constructing a structure. Don't skimp on materials, but instead do it methodically. Eventually you will find yourself staring at an impressive building that will help you weather any storm.






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